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Please note that all calls may be recorded or monitored for quality assurance and training purposes. We provide Personal Lending Services. Personal loan options offered by our affiliates range from $1,000 to $100,000+, have Annual Percentage Rates that range from 4.9% to 35.99%, origination fees ranging from 4.95% to 10% of the amount financed, and loan terms from 4 to 84 months. A typical personal loan has a loan amount of $24,000, a 4.95% origination fee, a 60-month repayment term, and an interest rate of 15%. You would receive $22,812 ($24,000 less the $1,188 origination fee – a prepaid finance charge), and the monthly payment would be $570.96, equating to an APR of 17.327%. The total interest would be $10,257.50, and the total cost of the loan (interest plus origination fee of $1,188) would be $11,445.50. In this example, the total payments made would equal $35,445.50 Only the most creditworthy borrowers receive the highest loan amounts at the lowest rates. Our services are not available in all states; fees may vary by state. We do not discriminate on the basis of race, color, religion, sex, marital status, national origin, or ancestry. Testimonial reviews reflect the individuals’ opinions and may not be illustrative of all individual experiences.